Privacy Policy

1. Introduction

I&R Advisory (“we,” “our,” “us”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, use, disclosure, and protection of your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

2. Collection of Personal Information

We may collect personal information from you in a variety of ways, including, but not limited to:

• When you visit our website and provide information through our contact forms or subscription forms.
• When you engage our services or consult with us.
• When you communicate with us via phone, email, or in person.
• When you interact with us through social media platforms.
• From third parties, such as your legal representatives, accountants, financial advisors, or other relevant professionals.

Types of Personal Information Collected:

• Full name
• Contact details (email address, phone number, postal address)
• Date of birth
• Financial information (bank account details, financial statements, tax information)
• Employment details
• Information related to the services we provide (details of your business, its financial status, debts, and creditors)
• Any other information you provide to us during the course of our relationship

3. Use of Personal Information

We use the personal information we collect for the following purposes:

• To provide, manage, and improve our services
• To communicate with you, including responding to your in quiries and providing updates on your matters
• To process transactions and send administrative information, such as changes to our terms, conditions, and policies
• To comply with legal and regulatory obligations
• To conduct audits, risk management, and security measures
• To market our services, including sending newsletters, promotional materials, and other information that may be of interest to you (you can opt-out of marketing communications at any time)
• To analyse data and trends to enhance our services and the user experience on our website

4. Disclosure of Personal Information

We do not sell, trade, or rent your personal information to others. We may disclose your personal information to:

• Our employees, contractors, and agents who need the information to assist in providing our services
• Legal and regulatory authorities as required by law or legal process
• Third-party service providers who assist us in operating our business, including IT service providers, marketing agencies, and data storage providers
• Professional advisors, such as lawyers, accountants, and financial consultants, to the extent necessary to deliver our services
• Credit reporting agencies and debt collection agencies for the purpose of conducting credit checks and recovering debts
• Any other third party with your consent or where disclosure is required or authorised by law

5. Security of Personal Information

We take reasonable steps to protect the personal information we hold from misuse, loss, unauthorised access, modification, or disclosure. These steps include:

• Implementing physical security measures at our offices
• Using secure data storage systems and technologies
• Employing network and communications security measures, such as firewalls and encryption
• Restricting access to personal information to authorised personnel only
• Conducting regular audits and monitoring of our security practices

However, please note that no data transmission over the internet or information storage system can be guaranteed to be 100{3b4605e6bac375fe6f236271540492e2bdd88f2c5f62a3164fdba3927cf040a3} secure.

6. Access to and Correction of Personal Information

You have the right to request access to the personal information we hold about you and to request corrections if you believe that information is inaccurate, out-of-date, incomplete, irrelevant, or misleading. To request access or correction, please contact us using the contact details provided below. We will respond to your request within a reasonable timeframe.

7. Use of Cookies

Our website may use “cookies” to enhance your experience. Cookies are small text files placed on your device when you visit our website. They help us understand how you use our site and improve its functionality.

Types of Cookies We Use:

• Session Cookies: Temporary cookies that remain on your device until you close your web browser.
• Persistent Cookies: Cookies that remain on your device for a set period or until you delete them.
• Third-Party Cookies: Cookies set by third-party services we use, such as analytics and advertising partners.

You can choose to set your web browser to refuse cookies or to alert you when cookies are being sent. If you do so, note that some parts of the site may not function properly.

8. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices of other sites and encourage you to read the privacy policies of any website that collects personal information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page, and the updated policy will take effect upon posting. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your personal information.

10. Contact Us